NeighborWorks HomeOwnership Center

the NeighborWorks® HomeOwnership Center Mission

The mission of the NeighborWorks^® HomeOwnership Center (HOC) is to enable and empower individuals and families to successfully purchase and retain homes by providing education, counseling, and lending services; and to advocate for all individuals and families throughout the experience of owning a home, regardless of age, race, economic status, or other defining characteristics.

The Bernal Family received assistance from the HOC to prevent foreclosure

For more information about the NeighborWorks HomeOwnership Center, please visit the Services link on this website.

Full Cycle Lending

CEDC's HOC offers NeighborWorks Full-Cycle Lending, which includes more than just lending. Lower-income buyers are supported throughout the homeownership process beginning with home buyer education, counseling, down payment assistance and consulting for first-time buyers. And if a mortgage distress situation should arise, additional counseling is provided for troubled borrowers struggling to remain in their home.

NeighborWorks Full-Cycle Lending is a system that enables local partners, including lenders, insurers, construction specialists, government agencies, and nonprofit NeighborWorks^® organizations to work together in providing homeownership opportunities for families who might not qualify for – or know how to obtain – conventional mortgages.

To contact the HOC, please call 805.659.6868.