Foreclosure Prevention Counseling

KEEP YOur home California

Losing your job does not mean losing your home. Keep Your Home California is a federally-funded foreclosure prevention program that may be able to help you. Up to $3,000 in monthly mortgage help is available for qualified unemployed homeowners for as long as twelve months.

You may be eligible for this mortgage assistance if:

• You own and occupy your home in California
• You collect unemployemnt benefits from EDD
• Your mortgage servicer participates.

Find out if you qualify today. Call us at 805.659.6868 and speak to a HomeOwnership Center counselor. See the flyer in English (page 1 and page 2) and Spanish (page 1 and page 2) for more information.

general foreclosure assistance

Unexpected emergencies such as temporary job loss, illness, or a death in the family can lead to a loss of income. This can result in the inability to make the mortgage payment causing a possible foreclosure. To  preserve families in the community and stabilize neighborhoods, a foreclosure counseling program has been established to help families get through the difficult transition period. This will enable families to keep their homes by planning and saving for unexpected emergencies. CEDC's NeighborWorks® HomeOwnership Center offers free services to assist homeowners in preserving homeownership and preventing foreclosure. Individuals are also urged to attend the Financial Empowerment Program classes.

Counselors are certified by the U.S. Department of Housing and Urban Development (HUD).

To schedule an appointment, please call: 805.659.6868.